Payment processing service Heartland Payment Systems recently launched its mobile payment service targeting the restaurant industry, according to Mobile Payments Today. The mobile app will allow restaurant owners to accept credit cards and debit cards at their various establishments using Apple devices including the iPhone, iPad and iPod touch. The service was previously rolled out on Android devices to tremendous adoption rates and successful results, prompting the iOS release.

"Restaurant merchants need payment acceptance capabilities from just about anywhere," Mike English, executive director of product development at Heartland, told the news source. "By accepting credit, debit and gift card payments...Mobuyle enables restaurateurs and their staff to enhance the overall customer experience."

Mobuyle works by putting a full swath of terminal capabilities in the hands of restaurant staff, providing them with numerous avenues through which to accept payment. With the flexibility and freedom offered by mobile payment processing, servers can quickly accept table-side payments. Customers can swipe their cards on the reader through the Apple mobile device audio jack and sign their receipts with electronic signature capture capabilities, the news source reports.

Additionally, the service is particularly ideal for catering and delivery services. Caterers can conveniently complete all transactions at the location of their service, with stringent records through electronic entries. Meanwhile, delivery services no longer have to worry about passing credit card information through the phone.

What makes the Mobuyle service particularly safe to be used in such retail services is the fact that it secures payment data through Advanced Standard Encryption (AES) that is Payment Card Industry (PCI) compliant, according to Self Service World. This means that all transaction data is encrypted from start to finish and no personal data is ever stored on the device.