Although the effects of the recession appear to be receding, many consumers are still having trouble saving any of the money they earn. According to Allstate Financial's recent "Life Tracks" poll, half of all consumers say they have no money left at the end of the month to put away for the future. Within this group, the majority say they are living pay cheque to pay cheque, while...
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February 22, 2013 - 2:31pm
February 19, 2013 - 1:31pm
It is well understood that customers hate waiting at the point of sale for their payments to be processed. While many merchants believe that this is an unavoidable experience, there are actually several steps retailers can take to reduce wait times and make their customers happier. Stay active
February 15, 2013 - 4:31pm
Online shopping is a popular option, but many consumers would rather visit brick-and-mortar stores. According to a new survey from MasterCard Canada, most Canadians prefer physical establishments to...
February 10, 2013 - 1:31pm
The popularity of e-commerce has taken off in recent years, but recent research suggests that the in-store experience may as important as ever. A new report from PwC titled "Demystifying the Online Shopper: 10 Myths of Multichannel Retailing" reveals that the majority of consumers still turn to brick-...
February 5, 2013 - 1:31pm
Although saving money for retirement is a priority for many Canadians, a new poll reveals that it may not be as important as putting away money toward luxuries like vacations, cars and electronics. According to CTV News, the average Canadian is planning on squirreling away nearly $10,000 over the course of 2013, a $600 increase over last year. However, it is interesting to note how...
February 1, 2013 - 1:31pm
Although there are reasons to believe that Canada's economy is improving, a new report shows that many consumers are worried about their financial situations and are planning to become more fiscally conservative in the coming months. The recent 2013 Canadian Institute of Chartered Accountants (CICA) Financial Priorities Survey found that half of respondents are worried about their...
January 29, 2013 - 1:31pm
Over the last several years, Canadians have significantly stepped up their reliance on debit cards and credit cards. Some experts feared that this would cause Canadians to incur more personal debt, but a recent study from Equifax Canada shows that, instead of becoming increasingly debt-ridden,...
January 25, 2013 - 1:31pm
When debit cards and credit cards first became popular, they were used primarily by the centre of the consumer population: young adults and middle-aged shoppers. As plastic has become more pervasive, however, its reach has extended in both directions. Today, teenagers and retirees are just as likely...
January 18, 2013 - 1:31pm
The improving economy has led many Canadian entrepreneurs to consider starting their own businesses. While this could in fact turn out to be a great time to cut the ribbon on a new venture, it is important to consider some of the basics before diving in. The best practices for achieving success in the business world have changed greatly in recent years, so it is important to have a...
January 15, 2013 - 6:31pm
One reason commonly cited for the rapid increase in the use of debit cards and credit cards among Canadian consumers is the expansion of rewards programs. Studies reveal that consumers have come to expect desirable and practical incentives from their...
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