Employment among men 25 and over continues to rise in Canada. In fact, May witnessed another 19,000 new jobs for men in this group, according to Statistics Canada. As many men get jobs, discretionary spending is expected to increase.

Consumers willingness to borrow is often tied to their optimism about the economy - and nothing increases this like a new job. Instead of struggling to...

Credit card rewards are likely to continue their path to complete flexibility. At the beginning, points could typically be spent only on a limited set of goods and services. Accrued airline miles could be spent only on flights and discounts at specific stores couldn't be transferred.

However, as...

Many Canadian tourists flock to states in the northern U.S. each summer, and this summer will likely not be any different in that regard. It might be different, however, in a smaller way. When those tourists do cross the border, a larger number of them will probably be able to use their Interac debit cards,...

Canadian members of Generation Y are living a life of luxury. According to an American Express study of transaction data between 2009 and 2011, members of that generation - those born after 1983 - are spending more on luxury good than ever before.

In many ways this trend is surprising. Debt is high and disposable income is relatively low. Youth unemployment in Canada is almost twice the...