COMPANY PROFILE

ABOUT US - Who We Are, What We Do & Why

Company Overview
Founded in 2001, Collective Point of Sale Solutions (Collective P.O.S.) is Canada’s Choice for Payment Processing and Merchant Services.

We provide more than 10,000 small to medium-sized businesses across Canada with affordable, convenient and customized alternatives to the Visa, MasterCard, AMEX and Interac processing services currently offered by major banks and other payment processors.

We serve a wide and growing range of businesses, including retail stores, restaurants, hotels and lodging providers, mobile services, e-commerce merchants, mail order/telephone order businesses, professional firms, health care clinics/practitioners, B2B product/service providers and many more.

Collective P.O.S. processes more than $1 billion in debit and credit transactions annually.

In 2008, Heartland Payment Systems (NYSE: HPY) purchased a majority interest in our company. They are the fifth largest transaction processor in the United States. Heartland delivers credit/debit/prepaid card processing, payroll and payment processing solutions to more than 275,000 small to medium-sized businesses in the U.S. The company has over 3,000 employees.

In June 2008, Collective Point of Sale Solutions Ltd. was proud to have been listed among Profit Magazine’s “Profit 100: Canada’s Fastest Growing Companies”, thanks to revenue growth of 382% measured over a period of five years.

We strive to do everything faster, better and more cost-effectively!

That means:

• Guaranteeing You the Lowest Transaction Rates. Collective P.O.S. guarantees the absolute lowest transaction rates. If you find a lower rate, we’ll beat it.
• Faster Transaction Processing. Puts more money in your pocket sooner. Our high-speed transaction processing rates are among the fastest in the industry.
• Industry-leading Lifetime Repair or Replacement Limited Warranty. We’ve got you covered and will always be there when you need us, to get you and the equipment you rely on, back in business fast.
• Unlimited Technical Support at No Extra Charge.
• Faster Speed to Market. Our company has developed a proprietary, scalable front-end transaction processing infrastructure. It allows us to open merchant accounts and fill new orders to get you up and running in as soon as 2-3 business days. Other payment processing providers typically take 2-3 weeks. They just can’t beat us for speed.
• Tailoring Our Services to Suit Your Needs, Not the Other Way Around. We assign a Certified Account Executive to analyze your current business and/or merchant services provider to find ways of saving you time and money. Then we work with you to customize a suite of solutions specifically tailored to help you optimize your business.
• Purchase Outright or Lease to Own. Why rent forever? We give you the option of purchasing our secure, chip-enabled, smartcard-ready P.O.S. credit & debit terminals or leasing to own, rather than obliging you to rent them forever. We offer flexible, affordable payment options to suit any budget.

Our Products & Services
Payment processing, Visa, MasterCard, American Express and Interac merchant accounts and credit & debit card processing, secure, chip-enabled/smartcard-ready point of sale terminals, debit & credit transaction processing. Gift cards and loyalty card programs, prepaid long distance/cellular phone cards and online reporting are just a few of the many value-adds we offer.